Coverage

Mobile money in 22 African markets. One integration.

Collect and pay out across Central, West, East and Southern Africa, in local currency and with the operators your customers already use. From Douala and Dakar to Lagos, Nairobi and Johannesburg.

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Operators
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Cards

Cards that work everywhere

Virtual Visa and Mastercard cards in US dollars, issued to cardholders in the countries we cover and accepted online worldwide, wherever Visa or Mastercard is accepted.

Explore Cards
Issued in US dollarsFunded from your cards balance, with a spending limit on every card.
For cardholders across AfricaYour team and your customers can hold a card wherever they live in our markets.
Accepted worldwideOnline, wherever Visa or Mastercard is accepted.

Don’t see your market?

Tell us where you need to collect or pay out. We add countries based on our customers’ needs, and our team will review your request.

Contact usRead the coverage guide

Services, operators and limits are confirmed for your business during onboarding. The current list of operators for each currency comes from the API: see docs.monerail.com/coverage.
Coverage

Mobile money in 22 African markets. One integration.

Collect and pay out across Central, West, East and Southern Africa, in local currency and with the operators your customers already use. From Douala and Dakar to Lagos, Nairobi and Johannesburg.

22
African markets
Central, West, East and Southern Africa
4
Regions
On one integration
12
Local currencies
From XAF and XOF to KES and ZAR
50
Mobile money operators
Counted per country

6Central Africa

6 markets
Flag of Cameroon
Cameroon
XAF
Operators
MTN MoMo, Orange Money
Collections · Payouts
Flag of Gabon
Gabon
XAF
Operators
Airtel Money, Moov Money
Collections · Payouts
Flag of Chad
Chad
XAF
Operators
Airtel Money, Moov Money
Collections · Payouts
Flag of Congo
Congo
XAF
Operators
MTN MoMo, Airtel Money
Collections · Payouts
Flag of Central African Republic
Central African Republic
XAF
Operators
Orange Money, Moov Money
Collections · Payouts
Flag of DR Congo
DR Congo
CDF, USD
Operators
Airtel Money, M-Pesa, Orange Money, Afrimoney
Collections · Payouts

10West Africa

10 markets
Flag of Côte d’Ivoire
Côte d’Ivoire
XOF
Operators
Orange Money, MTN MoMo, Moov Money, Wave
Collections · Payouts
Flag of Senegal
Senegal
XOF
Operators
Orange Money, Wave, Free Money
Collections · Payouts
Flag of Benin
Benin
XOF
Operators
MTN MoMo, Moov Money
Collections · Payouts
Flag of Togo
Togo
XOF
Operators
TMoney, Moov Money
Collections · Payouts
Flag of Burkina Faso
Burkina Faso
XOF
Operators
Orange Money, Moov Money
Collections · Payouts
Flag of Ghana
Ghana
GHS
Operators
MTN MoMo, Telecel Cash, AirtelTigo Money
Collections · Payouts
Flag of Nigeria
Nigeria
NGN
Operators
MTN MoMo, Airtel, bank transfer
Payouts · Bank transfer
Flag of Guinea
Guinea
GNF
Operators
MTN MoMo, Orange Money
Collections · Payouts
Flag of Mali
Mali
XOF
Operators
Orange Money, Moov Money
Collections · Payouts
Flag of Niger
Niger
XOF
Operators
Airtel Money
Collections · Payouts

4East Africa

4 markets
Flag of Kenya
Kenya
KES
Operators
M-Pesa, Airtel Money
Collections · Payouts
Flag of Uganda
Uganda
UGX
Operators
MTN MoMo, Airtel Money
Collections · Payouts
Flag of Tanzania
Tanzania
TZS
Operators
Vodacom M-Pesa, Airtel Money, Mixx by Yas (Tigo), Halotel
Collections · Payouts
Flag of Rwanda
Rwanda
RWF
Operators
MTN MoMo, Airtel Money
Collections · Payouts

2Southern Africa

2 markets
Flag of Zambia
Zambia
ZMW
Operators
MTN MoMo, Airtel Money, Zamtel
Collections · Payouts
Flag of South Africa
South Africa
ZAR
Operators
Bank transfer and EFT
Collections · Payouts
Cards

Cards that work everywhere

Virtual Visa and Mastercard cards in US dollars, issued to cardholders in the countries we cover and accepted online worldwide, wherever Visa or Mastercard is accepted.

Explore Cards
Issued in US dollarsFunded from your cards balance, with a spending limit on every card.
For cardholders across AfricaYour team and your customers can hold a card wherever they live in our markets.
Accepted worldwideOnline, wherever Visa or Mastercard is accepted.

Don’t see your market?

Tell us where you need to collect or pay out. We add countries based on our customers’ needs, and our team will review your request.

Services, operators and limits are confirmed for your business during onboarding. The current list of operators for each currency comes from the API: see docs.monerail.com/coverage.