Everything your business needs to move money
Stop stitching together a bank, a payment processor, an FX broker and a card provider. Monerail gives you all four in one place, on one ledger.
Hold and convert 140+ currencies
Multi-currency wallets with local account details, stablecoin balances and conversion at transparent rates.
Explore AccountsGet paid the way your customers pay
Payment links, checkout and invoices with cards, bank transfers, local methods and mobile money across Africa.
Explore CollectPay anyone, in 200+ countries
Suppliers, contractors and partners, by local bank transfer, SWIFT, mobile money or stablecoins, one at a time or in bulk.
Explore PayoutsVirtual cards for your team, customers and AI agents
Visa and Mastercard cards funded from any balance, with limits, merchant rules and human approval.
Explore CardsMoney comes in, stays in the right currency, and goes where it needs to
Convert only when it suits you
Keep revenue in the currency you received it in, convert at a transparent rate when you need to, and see the fee before you confirm.
Spend from any balance, with controls built in
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Every product, one integration
Accounts, collections, payouts and cards share the same objects, the same ledger and the same webhooks. Integrate once and turn products on as you grow.
Built for businesses that operate across borders
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Open your account from more than 60 countries
Monerail onboards businesses incorporated across Africa, Europe, North America, the Middle East and Asia. Wherever you are based, you collect, hold and pay out in 140+ currencies.
Availability of each product depends on where your business is incorporated and is confirmed during sign-up. Payouts reach 200+ countries.
Your funds are safeguarded with licensed partners
Balances are held by regulated payment institutions in safeguarded accounts. Card data is stored by PCI DSS certified partners and never touches your servers.
Bank-gradecard security
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